Our client is looking for an exceptional Senior Credit Analyst to support the underwriting needs on the Firm-side of their Professional Loan Program (PLP) while preserving the high credit quality of the portfolio. Our client is looking for a self-starter who is eager to leverage their underwriting experience as part of our fast-growing and fast-paced Professional Loan Program (PLP) Firm Underwriting team. The ideal candidate has strong attention to detail and is a clear and confident communicator who is comfortable collaborating with a wide variety of stakeholders to achieve an exceptional outcome. Knowledge of the Private Equity and Venture Capital industries is a plus, but by no means required.
 

What you’ll do as a Senior Credit Analyst:

• Underwrite high-quality credit narratives in support of new and existing loans including short-term extensions. Generate credit package including memorandum, organizational charts, global cash flow, etc., multi-year financial and risk analysis, Bank strategy, purpose of loan, repayment sources, collateral analysis, financial & reporting covenants, and company summary.
• Lead meetings with executive level clients to review complex financial reporting, organizational structures and create Firm financial projection models.
• Confident making sound credit recommendation to Executive Loan Committee, Legal and Management. Able to assist with loan structuring, covenant writing and recognizing collateral risk and structuring implications from complex, legal organizational documents.
• Proficient use of Moody’s CreditLens or similar application to complete financial analysis and spreads. Analyze financial statements, tax returns, cash flow reports, calculate ratios, recognize, and describe trends and identify recurring and non-recurring sources of cash flow and borrowers’ ability to debt service.
• Cultivate strong and positive working relationships with partners to maintain extraordinary internal and external client service. Partners include: Sales, Preferred Banking, Credit Administration, Executive Loan Committee, Loan Servicing, Legal, Deposit, etc.
• Serve as a subject matter expert on our clients Lending’s products, processes, and systems. Provide guidance and support including mentoring to new and junior members of the team. Lead new hire and/or refresher trainings on credit and process components. Partner with management to review and QC underwriting of new team members to ensure credit quality.
• Actively participate in continuous process improvements by generating suggestions and participating in problem solving activities.

You could be a great fit if you have:

• Bachelors Degree required with concentration in business or finance preferred.
• 3+ years of commercial credit analysis experience with industry specialization preferred; private equity, venture capital and high net worth individuals.
• The ability to think critically and solve problems independently.
• Excellent Credit Skills
• A strong ability to lead team initiatives by working collaboratively in a team environment within a matrix management structure.
• Strong decision-making, interpersonal and communication skills; including the ability to clearly understand complex concepts.

Our client is currently operating on a remote business footing, but they are hoping to go back into the office on a hybrid basis in FY22 or FY23. 

If you meet some or all of the qualifications above, please contact Connor Hoy at (980)-375-0043 / connor.hoy@twentyai.com to be submitted for the role. We have a stellar relationship with our client, and we would love to guide you through the next steps.